USAA Bank offers financial services to individuals affiliated with the United States military. The bank serves over 12.8 million members. Offering personal loans with competitive rates and fast funding, a USAA personal loan can be used for everything from home remodels to emergencies. In order to get a personal loan from USAA, you must be a member. To be a member you must have an active account at the bank, be a former military member or a member of their family or former members of the military.