Our Rating: 82%

★★★★★
★★★★★

PNC Bank Personal Loan Review

Loan Amount:
$1,000 - $35,000
Minimum Credit Score:
620
APRs From:
6.24% - 35.99%
Funding Speed:
Not Specified

Brick and Mortar bank, PNC bank features competitive rates and low rates and fees on unsecured personal loans. PNC allows you to consolidate high-interest credit card debt, fund expensive home improvements or finance any major purchase. Borrowers do not need to have an existing relationship with PNC to get a loan, however, borrowers with a valid PNC checking account can opt into automatic loan payments and receive a discount on their APR.

Check your pre-qualified personal loan rates online now.

Pros

  • Competitive rates.
  • Quick Loan funding - fund a loan within 2 business days.
  • Option to add co-signer.
  • Available in Virginia

Cons

  • Fees: charges 10% or $40 late fee, whichever is greater.

PNC Personal Loan Overview

The ninth-largest bank in the U.S. by total assets, PNC Bank offers unsecured personal loans for borrowers looking to consolidate debt, fund home improvements, or cover emergency expenses.

Your approval will depend on your credit score, income, and debt-to-income ratio. According to a PNC representative, these factors are weighed evenly on applications.

While no specific credit score requirements were disclosed, borrowers who qualify will likely need good to great credit. Most of PNC's consumer loan borrowers have a FICO score of at least 650 according to PNC’s 2017 annual report.

To option to add a co-signer is offered by PNC. This will increase approval odds and help you get a lower rate. You must keep in mind, that the co-signer will also be responsible for repaying the loan if you default on your payments.

  • Cost: APRs start at around 9%.
  • Fees:
    • Origination fee: None.
    • Late fee: Greater of $40 or 10% of the amount due, after a 15-day grace period.
    • Prepayment fee: None.
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How to apply for a PNC loan

Applying is simple and can be done through PNC’s website. PNC is unique in the fact that they are a branch bank, so you'll also have the option to visit a physical branch location in person if you are more comfortable with in-person banking. Completing an application will only take around 10 minutes, some of the information you'll need to provide is one form of photo ID and your annual income.

PNC Bank Virginia Branch Locations

There are 76 PNC Bank Branches in Virginia.
The following is a list of all PNC Bank Virginia Branch Locations.
MERRIFIELD BRANCH Logo
MERRIFIELD BRANCH
Address: 8315 Lee Highway, Fairfax, Virginia 22031
CHANCELLOR BRANCH Logo
CHANCELLOR BRANCH
Address: 4319 Plank Road, Fredericksburg, Virginia 22407
CHATHAM BRANCH Logo
CHATHAM BRANCH
Address: 371 Chatham Heights Road, Fredericksburg, Virginia 22405
SOUTHPOINT BRANCH Logo
SOUTHPOINT BRANCH
Address: 5436 Jefferson Davis Highway, Fredericksburg, Virginia 22407
AQUIA BRANCH Logo
AQUIA BRANCH
Address: 2864 Jefferson Davis Highway, Stafford, Virginia 22554
WARRENTON BRANCH Logo
WARRENTON BRANCH
Address: 615 Branch Drive, Warrenton, Virginia 20186
CHINCOTEAGUE BRANCH Logo
CHINCOTEAGUE BRANCH
Address: 6402 Maddox Boulevard, Chincoteague, Virginia 23336
OAK HALL BRANCH Logo
OAK HALL BRANCH
Address: 6461 Lankford Hwy, Oak Hall, Virginia 23416
BOULEVARD BRANCH Logo
BOULEVARD BRANCH
Address: 7267 Arlington Boulevard, Falls Church, Virginia 22042
ARLINGTON BRANCH Logo
ARLINGTON BRANCH
Address: 2601 North Clarendon Blvd, Arlington, Virginia 22201
HERNDON BRANCH Logo
HERNDON BRANCH
Address: 950 Herndon Parkway, Herndon, Virginia 20170
POTOMAC TOWN CENTER Logo
POTOMAC TOWN CENTER
Address: 14910 Diamond View Way, Woodbridge, Virginia 22192
BURKE CENTRE BRANCH Logo
BURKE CENTRE BRANCH
Address: 6011 Burke Centre Parkway, Burke, Virginia 22015
VIENNA BRANCH Logo
VIENNA BRANCH
Address: 353 Maple Avenue East, Vienna, Virginia 22180
GREENSPRING VILLAGE BRANCH Logo
GREENSPRING VILLAGE BRANCH
Address: 7440 Spring Village Drive, Springfield, Virginia 22150
ARAGONA BRANCH Logo
ARAGONA BRANCH
Address: 4860 Virginia Beach Boulevard, Virginia Beach, Virginia 23462
GREAT NECK BRANCH Logo
GREAT NECK BRANCH
Address: 1324 North Great Neck Road, Virginia Beach, Virginia 23454
GREENBRIER BRANCH Logo
GREENBRIER BRANCH
Address: 1172 Greenbrier Parkway, Chesapeake, Virginia 23320
Williamsburg Branch Logo
Williamsburg Branch
Address: 4541 John Tyler Highway, Williamsburg, Virginia 23185
FAIRFIELD BRANCH Logo
FAIRFIELD BRANCH
Address: 5224 Providence Road, Virginia Beach, Virginia 23464
MILITARY CIRCLE BRANCH Logo
MILITARY CIRCLE BRANCH
Address: 870 North Military Highway, Norfolk, Virginia 23502
CENTREVILLE BRANCH Logo
CENTREVILLE BRANCH
Address: 13826 Lee Highway, Centreville, Virginia 20120
TYSONS CORNER BRANCH Logo
TYSONS CORNER BRANCH
Address: 8150 Leesburg Pike, Vienna, Virginia 22182
PACIFIC AVENUE BRANCH Logo
PACIFIC AVENUE BRANCH
Address: 3012 Pacific Avenue, Virginia Beach, Virginia 23451
ANNANDALE OFFICE Logo
ANNANDALE OFFICE
Address: 6950 Braddock Road, Annandale, Virginia 22003
LEESBURG OFFICE Logo
LEESBURG OFFICE
Address: 606 S. King Street, Leesburg, Virginia 20175
TAVERN SQUARE BRANCH Logo
TAVERN SQUARE BRANCH
Address: 411 King Street, Alexandria, Virginia 22314
RESTON BRANCH Logo
RESTON BRANCH
Address: 11932 Democracy Drive, Reston, Virginia 20190
STERLING BRANCH Logo
STERLING BRANCH
Address: 47030 Community Plaza, Sterling, Virginia 20164
FOUNTAIN PLAZA BRANCH Logo
FOUNTAIN PLAZA BRANCH
Address: 701 Town Center Drive, Suite 101, Newport News, Virginia 23606
NORFOLK DOWNTOWN BRANCH Logo
NORFOLK DOWNTOWN BRANCH
Address: 555 Main Street, Norfolk, Virginia 23510
MCLEAN BRANCH Logo
MCLEAN BRANCH
Address: 6805 Old Dominion Drive, Mclean, Virginia 22101
CHANTILLY OFFICE BRANCH Logo
CHANTILLY OFFICE BRANCH
Address: 3914 Centreville Road, Chantilly, Virginia 20151
MANASSAS CROSSROADS OFFICE BRANCH Logo
MANASSAS CROSSROADS OFFICE BRANCH
Address: 7800 Sudley Road, Manassas, Virginia 20109
DULLES TOWN CENTER BRANCH Logo
DULLES TOWN CENTER BRANCH
Address: 21111 Dulles Town Cir, Sterling, Virginia 20166
ASHBURN BRANCH Logo
ASHBURN BRANCH
Address: 44080 Pipeline Plaza, Ashburn, Virginia 20147
LITTLE NECK-TRADITIONAL BRANCH Logo
LITTLE NECK-TRADITIONAL BRANCH
Address: 3397 Virginia Beach Blvd., Virginia Beach, Virginia 23452
BRISTOW BRANCH Logo
BRISTOW BRANCH
Address: 10261 Bristow Center Drive, Bristow, Virginia 20136
BALLSTON BRANCH Logo
BALLSTON BRANCH
Address: 4401 Wilson Boulevard, Arlington, Virginia 22203
FALLS CHURCH BRANCH Logo
FALLS CHURCH BRANCH
Address: 402 West Broad Street, Falls Church, Virginia 22046
DULLES 28 BRANCH Logo
DULLES 28 BRANCH
Address: 22045 Dulles Retail Plaza, Sterling, Virginia 20166
OAKTON BRANCH Logo
OAKTON BRANCH
Address: 2964 Chain Bridge Road, Oakton, Virginia 22124
WEST VIRGINIA UNIVERSITY BRANCH Logo
WEST VIRGINIA UNIVERSITY BRANCH
Address: 1550 University Avenue, Morgantown, West Virginia 26506
LAKE MONTCLAIR BRANCH Logo
LAKE MONTCLAIR BRANCH
Address: 5285 Waterway Drive, Dumfries, Virginia 22025
HOADLY BRANCH Logo
HOADLY BRANCH
Address: 12650 Apollo Drive, Woodbridge, Virginia 22192
FAIR LAKES BRANCH Logo
FAIR LAKES BRANCH
Address: 12179 Fair Lakes Promenade Drive, Fairfax, Virginia 22033
DULLES COPPERMINE ROAD BRANCH Logo
DULLES COPPERMINE ROAD BRANCH
Address: 13490 Coppermine Road, Herndon, Virginia 20171
CELEBRATE VIRGINIA SOUTH BRANCH Logo
CELEBRATE VIRGINIA SOUTH BRANCH
Address: 1001 Gordon West Shelton Boulevard, Fredericksburg, Virginia 22401
LORTON VALLEY BRANCH Logo
LORTON VALLEY BRANCH
Address: 8941 Ox Road, Lorton, Virginia 22079
BAILEY'S CROSSROADS BRANCH Logo
BAILEY'S CROSSROADS BRANCH
Address: 3558 South Jefferson Street, Falls Church, Virginia 22041
MAIN & JUDICIAL BRANCH Logo
MAIN & JUDICIAL BRANCH
Address: 10649 Main Street, Fairfax, Virginia 22030
NORTH WASHINGTON BRANCH Logo
NORTH WASHINGTON BRANCH
Address: 825 North Washington Street, Alexandria, Virginia 22314
ASHBURN VILLAGE BRANCH Logo
ASHBURN VILLAGE BRANCH
Address: 44110 Ashburn Shopping Plaza, Unit #160, Ashburn, Virginia 20147
BURKE CENTRE BRANCH Logo
BURKE CENTRE BRANCH
Address: 5745 Burke Centre Parkway, Burke, Virginia 22015
LEESBURG BRANCH Logo
LEESBURG BRANCH
Address: 61 Catoctin Circle, N.E., Leesburg, Virginia 20176
BEACON MALL BRANCH Logo
BEACON MALL BRANCH
Address: 6800 Richmond Highway, Alexandria, Virginia 22306
DUKE AND QUAKER Logo
DUKE AND QUAKER
Address: 3300 Duke Street, Alexandria, Virginia 22314
PENROSE BRANCH Logo
PENROSE BRANCH
Address: 2515 Columbia Pike, Arlington, Virginia 22204
SULLY STATION BRANCH Logo
SULLY STATION BRANCH
Address: 5123 Westfields Boulevard, Centreville, Virginia 20120
FRANKLIN FARM BRANCH Logo
FRANKLIN FARM BRANCH
Address: 13330 Franklin Farm Blvd, Herndon, Virginia 20171
COLONNADE BRANCH Logo
COLONNADE BRANCH
Address: 5740 Union Mill Rd, Clifton, Virginia 20124
LEE AND NUTLEY BRANCH Logo
LEE AND NUTLEY BRANCH
Address: 3050 Nutley Street, Fairfax, Virginia 22031
SUNCREST TOWNE CENTRE Logo
SUNCREST TOWNE CENTRE
Address: 455 Suncrest Towne Centre Drive, Suite 101, Morgantown, West Virginia 26505
FALLS CHURCH BRANCH Logo
FALLS CHURCH BRANCH
Address: 7235 Arlington Boulevard, Falls Church, Virginia 22042
CARDINAL FOREST & GIANT Logo
CARDINAL FOREST & GIANT
Address: 8320 Old Keene Mill Road, Springfield, Virginia 22152
HILLTOP VILLAGE CENTER BRANCH Logo
HILLTOP VILLAGE CENTER BRANCH
Address: 7880 Heneska Loop, Alexandria, Virginia 22315
WVU EVANSDALE CROSSING BRANCH Logo
WVU EVANSDALE CROSSING BRANCH
Address: 62 Morrill Way, Morgantown, West Virginia 26505
PATTERSON DRIVE MORRILL WAY POP UP BRANCH (TEMP) Logo
PATTERSON DRIVE MORRILL WAY POP UP BRANCH (TEMP)
Address: 62 Morrill Way, Morgantown, West Virginia 26505
Herndon @Giant Logo
Herndon @Giant
Address: 2425 Centreville Rd, Herndon, Virginia 20171
LANDMARK @ GIANT BRANCH Logo
LANDMARK @ GIANT BRANCH
Address: 6200 Little River Tpke, Alexandria, Virginia 22312
Seven Corners @Giant Logo
Seven Corners @Giant
Address: 6360 Seven Corners Center, Falls Church, Virginia 22044
Old Dominion University Branch Logo
Old Dominion University Branch
Address: 1301 W 49th St, Norfolk, Virginia 23508
Fairfax Circle @Giant Branch Logo
Fairfax Circle @Giant Branch
Address: 9400 Fairfax Blvd, Fairfax, Virginia 22031
Springfield @ Giant Branch Logo
Springfield @ Giant Branch
Address: 6364 Springfield Plz, Springfield, Virginia 22150
ONLEY BRANCH Logo
ONLEY BRANCH
Address: 25275 Lankford Highway, Onley, Virginia 23418
EASTVILLE BRANCH Logo
EASTVILLE BRANCH
Address: 16485 Lankford Highway, Eastville, Virginia 23347