Interest Rates on Personal Loans in Virginia

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Personal loans are unsecured loans offered in Virginia that can be used for any major purchase you need to cover. Popular uses of personal loans are debt consolidation, home renovation, medical expenses, and many others. The interest rates of personal loans are typically 5.99% up to 36.99%.

What is the average personal loan interest rates in Virginia?

The rate you receive on a personal loan is determined by several factors. The main factor that goes into deciding the APR of your personal loan is your credit score. Look at the list below, as you can tell the better your credit score, the lower the interest and the more money you can borrow.

Average Credit ScoreAverage Interest RateAverage Amount Funded
720+7.25%$ 18,793

680-719

11.12%$ 15,622

660-679

17.08%$ 11,782

640-659

23.56%$ 10,015

620-639

31.16%$ 7,806

580-619

58.28%$ 6,324

560-579

107.13%$ 4,921

Less than 560

136.50%$ 3,549

From the information above we can conclude that getting a personal loan in Virginia with reasonable interest rates while having a credit score under 580 is difficult.

Get You Personal Loan Rates in Virginia Now

LenderEstimated APRMin. Credit ScoreAvailable TermsMax Loan Amount
Payoff logo

5.99% - 24.99%

Estimated APR

640

Min. Credit Score

2 to 5 Years

Available Terms

$35,000

Max Loan Amount
See Your Rate

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Prosper logo

6.95% - 35.99%

Estimated APR

640

Min. Credit Score

3 to 5 Years

Available Terms

$40,000

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Credible logo

5.99% - 35.99%

Estimated APR

680

Min. Credit Score

2 to 7 Years

Available Terms

$100,000

Max Loan Amount
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What Interest Rates Can I Expect to Get in Virginia?

As stated above your interest rate a personal loan heavily depends on your credit score. The better your credit score more you can borrow at a interest rate. Personal loans are a great source of financing but you must be aware to avoid scammers when receiving a personal loan. If you receive a personal loan with an exceptionally large interest rate you could be caught in a circle of debt it may be difficult to get out of. Keeping this in mind, all the lenders on eVAloans are all reputable industry leading lenders.

To calcuate your rates feel free to use our personal loan calculator.

Virginia Personal Loan Calculator
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